Picturepocket's Blog

Tag: financial

  • Sales 3 

    Total commission sales is wild. That means it’s all profit or loss and you see it with each decision you make. If you make a sale you get paid, but if you don’t make a sale you don’t. It doesn’t matter how many hours you spent, it’s whether your time was effective.  All of my…

  • Old Year, New Me

    This year has a few leftover days, so I am going to use them to catch up on all the reflecting I’ve been putting off. To be honest this year was a mixed bag. We got hit a couple of financial and social setbacks in the spring. Both relationships and circumstances left us feeling in…

  • Shared Risk

    There has been a lot of talk about health insurance recently in the news. The whole point of insurance is to share some of the risk that we face in life. The idea is that if all the healthy people pay into one account, then if someone gets sick, that person can afford the care…

  • Bad Romance

    Recently there has been an uptick in an online hustle called a romance scam. It is usually starts over social media where someone will get an unsolicited compliment from someone pretending to be in love with them. The pictures are too pretty and everything is too easy. Soon there the is a wedding proposal, and…

  • Fixer Uppers

    If necessity is the mother of invention, then poverty and misplaced confidence are the parents of DIY.  When we bought our home eight years ago, it was plenty large enough for Tim, me and a preschooler. Now we are a family of four and space is feeling tight. We have reconfigured the kids bedroom in…

  • Dollars and Sense

    I am a grown adult and I just learned what an annuity is yesterday. I knew what the word meant generally because it’s in one of my favorite Jane Austen quotes “People always live forever when there is an annuity to be paid them.” In the Sense and Sensibility, it is money given to in-laws,…

  • The Measure of a Man

    According to JD Vance’s book Hillbilly Elegy, is how he treats the women in his life. I was impressed with the sentiment, until I heard him speak disparagingly of childless cat ladies in the public sphere. His audiobook that I just listened to him narrate, is all about the struggles of his grandmother, mom and…

  • First Alabamans

    Now in the second month of the fourth year of the presidency of Biden, the angel Gabriel was sent from God to Alabama to the state Supreme Court. “Greetings favored ones!” And they were greatly troubled. The angel replied “Do not be afraid for behold, you will all be given wombs where you will each…

  • Insomnia

    If you listen to conservative news commentators, there is a strong insistence against anything “woke”. What is it to be “woke“ and why are certain people so strongly against it? Basically, the term means a person who has recently become aware of systematic racism, as in “awoken” to a problem that has been occurring for…

  • The Thief & the Missionary

    I just read a heartbreaking letter from a missionary friend. She spent a decade starting and building up a bakery in Africa to support a local church and orphanage. She turned control over to the workers whom she had trained and trusted while she went back to the states to attend to some health issues.…